My wonderful little family? Yeah, we need to cut some costs like yesterday. Everything is going up but our paychecks. Couple that with the fact that I’m going to need another car sooner rather than later and it is time to make some decisions.
Smoochy and I are supposed to sit down this weekend and see what we can cut and still be relatively comfortable. Since shelter, lights, gas, and water are non-negotiable we’ll be looking at: Cable, Telephones, The Gym.
Pros: Save around $100 month and we’d find something else to do with our time.
Cons: Uh, football. How can we keep up with our favorite team (Steelers for me, Texans & Titans for Smoochy) without ESPN??? I think just about everything else we watch could be seen online for nothing or we can use Netflix which we already have. I’m pretty sure LG has seen every episode of Sponge Bob ever produced – she can continue to watch reruns online.
Home phone – I’m not even sure why we still have a home phone. We truly don’t use the thing. Unless someone has a horror story about not having a land line, I’m pretty sure we’re chunking this thing the deuces. This will “only” save us about $20 dollars a month, but that’s $240 a year we could be doing something else with.
Cellphones – goes without saying that we’re not giving up our cell phones. We’re with Verizon though and those jokers aren’t playing when it comes to our monthly bill. So what I’ve been thinking is that I’ll give up my beloved iPhone and get a prepaid smartphone. Smoochy is still under contract, but if my prepaid phone works out okay he’d join me in prepaid land whenever his contract is up. If we both have prepaid we’d save another $100 a month.
This is the one I struggle with the most. I LOVE Zumba and LG loves karate & the pool. It is very rare that Smoochy goes to the gym and when he does, he walks the track or gets on the treadmill.
Yes, I could always exercise at home, but honestly, I do better going to classes at this point in my life. Before LG’s arrival and/or Smoochy’s career change to truck driving the gym would’ve been easier to give up as I could just walk or bike ride whenever the mood struck me. Our current situation makes the gym – and the childcare – really attractive.
Thoughts? Comments? Suggestions? Is there an area I may have overlooked where we can cut back? Have you reduced any services in an effort to save a little dough? How’s that working for you?